Paying off your mortgage in the event of death or critical illness or replacing lost income in the event of long term illness is too often overlooked.

We can offer you a solution to all your protection needs, from the simplest of "Decreasing Term" life assurances through to the more comprehensive options such as "Critical Illness" cover and "Income Protection". 

Using a panel of top named providers which comprises of household names such as Aviva, Prudential, Legal & General & LV, and starting from as little as £6 per month, we can help you to cover every need.

 

 

Decreasing Term Assurance

The simplest and most cost effective form of mortgage protection and ideal as low cost cover for a repayment mortgage.

Level Term Assurance

Providing a set level of benefit through out the policy term, this is ideal as basic cover for an interest only mortgage or lump sum  family protection.

Income Protection

Aimed at replacing lost income in the event of long term illness.

Family Income Benefit  

Provides an income for a set period in the event of death during the insured period.

Critical Illness Cover  Pays out a lump sum benefit in the event that the insured, or the insured children, are diagnosed with a specified life threatening illness during the term of the policy. 

 

As with all insurance policies, conditions and exclusions will apply.

 

Accident, Sickness and Unemployment cover typically costs £4.71 per month for every £100 of monthly benefit. This is based on a 36 year old customer choosing £850 of Accident, Sickness and Unemployment monthly benefit with claims paid after a 30-day deferred period. The cost of this insurance depends on a number of factors, such as your age, where you live and your occupation.

As a result, the cost you will pay is based on your own circumstances. There are other providers of Short-term Income Protection and other products designed to protect you against loss of income.

 

For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk